Family Travel Insurance | Allianz New Zealand

Travel insurance for families

Exploring new destinations with the family is one of life’s most treasured experiences.

Whether you’re taking the kids overseas or travelling around New Zealand, ensure your family travels are unforgettable for all the right reasons! Get cover for overseas emergency assistance, cancellations, luggage and more¹.

Allianz travel insurance for families makes it easy to cover everyone travelling together with just one policy^1,2.

Compare our travel insurance plans to see what's covered and to find cover to suit your family holiday¹.

What is family cover and how does it work?

Family cover is the cover type on your travel insurance policy. It covers all members of your family when travelling overseas or within New Zealand².

If you choose ‘Family’ when you get your travel insurance quote, family cover is automatically applied.

You can add up to 10 eligible dependants and 2 eligible adults to your family policy.

Families come in all shapes and sizes. Step-parents travelling with their step-children, grandparents travelling with grandchildren, or single parents with kids. If you’re a single parent or grandparent, the kids can be covered on your holiday. Simply add them as dependants on your single policy.

Whatever your family looks like – Allianz Travel Insurance provides an option for your family^1,2.

Why choose Allianz Travel Insurance for your family holiday?

Family cover for unexpected events

The whole family is covered for overseas emergency assistance, overseas medical and hospital expenses, cancellation, travel delays, lost luggage and more^1,2,3,4.

Optional cover to suit your family adventures

Customise your cover for an additional premium with optional add-ons like a Cruise Pack, Snow Pack, Adventure Pack or increase your cover for valuable items^5,6,7.

illustration of 3 people holding certificates

Rental Vehical Excess cover for family road trips

Hiring a car? Our Comprehensive, Multi-trip and Domestic plans automatically cover the Rental Vehicle Excess you would be liable to pay if your hire car is damaged or stolen¹.

It's important to note that coverage and benefits limits can vary depending on the policy you choose. Therefore, it's important for you to consider the Policy Wording before making any decisions about your travel insurance.   

Conditions apply

Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording.
Family means You, Your spouse or partner and Your dependants. Family does not include any person other than those listed on Your Certificate of Insurance. Family Benefit Limits are shown in the Table of Benefits under the Plan You have selected. The Benefit Limits apply to all claims combined, including Dependants and not to each Insured Person.
You don't have cover for Overseas Emergency Assistance or Overseas Medical & Hospital Expenses while travelling in New Zealand.
Cancellation cover is only available on Comprehensive, Domestic and Multi-Trip Plans. Refer to Cancellation and General Exclusions sections of the Policy Wording for full details.
You only have cover for these benefits if the relevant pack has been bought.
Sub-lmiits apply. Refer to the Optional Covers – Cruise Pack and Snow Pack Policy Benefits section in the Policy Wording for full details.
To purchase an Adventure Pack or Snow Pack, You must be aged under 75 years at the time Your Certificate of Insurance is issued.

Benefits of Allianz Travel Insurance for families

Cost-Effective: Bundling coverage for all family members under one policy is often more affordable than purchasing individual plans.
Easily manage your cover: Managing one policy instead of multiple, makes it easier to keep track of coverage details and claims.
Flexible policy options: Choose from Basic, Comprehensive, Multi-trip or Domestic travel insurance plans to suit your family's budget and needs, whether you're going on a short getaway or a long adventure.

Please carefully read the Policy Wording to ensure you understand the extent of cover.

Capture the memories, not the worries

Planning a family holiday is an exciting adventure! When you’re overseas with your family and kids in tow, the most important priority is to keep everyone safe, healthy and happy. By choosing the right travel insurance for your family, you can focus on creating those unforgettable memories without the worry of unexpected setbacks.

Ready to get your Family Travel Insurance?

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Frequently Asked Questions

Who is covered under travel insurance for families?

Allianz Travel Insurance for families covers you and your spouse/partner and dependents. If you’re travelling with children or grandchildren, they can be covered as a dependant on our Basic, Comprehensive, Multi-trip and Domestic plans.

Your dependant(s) must be with you for 100% of the journey. They can’t be in full-time employment and must be under 25 years old.

To decide which plan best suits your needs, you can compare Allianz Travel Insurance plans.

Can a family policy cover extended family members?

No, our family cover includes you and your spouse/partner plus up to 10 dependents. Dependants can be:

children
grandchildren
stepchildren
adopted children
foster children
children you care for under a legal guardian arrangement

Nieces, nephews or siblings will require their own policy. Unless you care for them under a legal guardian arrangement.

Are children covered if they travel without an adult?

Family policies require children to travel with a listed parent or guardian. If children travel alone, each person travelling may require a separate policy.

Are children covered at the resort’s Kids Club?

A family policy covers children even when they attend a kids club or similar activities during your trip.

Is travel insurance for families necessary for trips in New Zealand?

Domestic Travel Insurance can cover unexpected cancellations, travel delays, lost or stolen luggage or rental car excess while travelling around New Zeland1.

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Need emergency assistance? Call emergency services immediately if your condition is life threatening.
Call us  24/7 on +61 7 3305 7194 (overseas) or +64 9 486 6868 (within New Zealand). Additional charges may apply  for any calls made from mobiles, public telephones or hotel rooms.

Allianz Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (NZBN 9429035270157) under binder with and on behalf of Mitsui Sumitomo Insurance Company, Limited (NZBN 9429039809810, FSP Number 20661) (Incorporated in Japan) as the underwriter.

You should read the policy wording and consider obtaining independent legal or financial advice before making any decisions about this insurance. Terms, conditions, limits, sub-limits and exclusions apply.

Mitsui Sumitomo Insurance Company, Limited – Financial Strength Rating

Mitsui Sumitomo Insurance Company, Limited has a financial strength rating of A+ (Stable) given by S&P Global Ratings. The S&P Global rating scale* in summary form is:

AAA	Extremely Strong	BB	Marginal	R	Under Regulatory Supervision
AA	Very Strong	B	Weak	SD	Selective Default
A	Strong	CCC	Very Weak	D	Default
BBB	Good	CC	Extremely Weak	NR	Not Rated

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.

Further information on the S&P Global ratings is available here.

Further information on Mitsui Sumitomo Insurance Company, Limited is available here.

Travel Insurance for Families