Travel Insurance Plans

If you’re travelling overseas for a single trip, we offer two plans Comprehensive Travel Insurance, and Basic Travel Insurance. The difference between these two plans is the level of cover.

Our Basic Travel Insurance plan¹ covers only the basics, such as your overseas emergency assistance, overseas medical and hospital expenses, funeral expenses and personal liability.
 

Whereas our Comprehensive Travel Insurance plan¹ covers you overseas if you unexpectedly fall ill or have an accident, and it also provides cover for cancellation³, luggage, rental vehicle excess, travel delay ¹ and more.

If you’re travelling within New Zealand only, our Domestic Travel Insurance plan provides cover for cancellation, rental vehicle excess, luggage and travel delay ¹.

Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording.

For full details and before making a decision, consider the relevant Policy Wording.

Conditions Apply

1. Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording.
2. Policy terms, conditions, limits, sub-limits and exclusions apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.
   
   However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19. Refer to the Policy Wording to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits, sub-limits and exclusions that apply.
3. Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording. Cancellation cover is only available on Comprehensive, Domestic and Multi-Trip Plans. Refer to Cancellation and General Exclusions sections of the Policy Wording for full details.
4. You do not have cover under this Benefit while travelling in New Zealand.

Allianz Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (NZBN 9429035270157) under binder with and on behalf of Mitsui Sumitomo Insurance Company, Limited (NZBN 9429039809810, FSP Number 20661) (Incorporated in Japan) as the underwriter.

You should read the policy wording and consider obtaining independent legal or financial advice before making any decisions about this insurance. Terms, conditions, limits, sub-limits and exclusions apply.

Mitsui Sumitomo Insurance Company, Limited – Financial Strength Rating

Mitsui Sumitomo Insurance Company, Limited has a financial strength rating of A+ (Stable) given by S&P Global Ratings. The S&P Global rating scale* in summary form is:

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.

Further information on the S&P Global ratings is available here.

Further information on Mitsui Sumitomo Insurance Company, Limited is available here.